Terms

Article 1 (Scope and Acceptance)

These Terms apply to KaizenTip and all related apps, websites, profiles, chat rooms, posts, search surfaces, rankings, dashboards, monetization tools, payment flows, support tools, and associated services operated or designated by the Company.

By accessing, registering for, browsing, posting, messaging, purchasing, subscribing to, monetizing through, or otherwise using the Service, the user agrees to be bound by these Terms.

If the user does not agree to these Terms, the user must not use the Service.

Article 2 (Definitions)

In these Terms, "Service" means KaizenTip and all related services operated or designated by the Company.

"Auth Account" means the primary login-level user account controlled by one natural person.

"Profile" means an individual profile, identity, or account slot created under an Auth Account for use within the Service.

"User Content" means all text, tips, predictions, comments, messages, profile text, images, links, metadata, and other content uploaded, submitted, generated, or made available by a user.

"Prediction Content" means any tip, pick, prediction, performance claim, result summary, or similar betting-related or match-related content displayed through the Service.

"Paid Features" means points, Pro plan entitlements, subscriptions, Tipster monetization tools, and any other paid, premium, or monetized feature designated by the Company.

Article 3 (Document Structure and Order of Precedence)

Parts 1 through 7 and Part 10 set the general legal framework for all users of the Service.

Part 5 governs personal-data handling. Part 7 governs points and Pro plan features. Part 8 governs paid subscriber access to Tipster content. Part 9 governs Tipster Program participation.

If there is a conflict, the more specific Part controls only to the extent of that conflict. For example, Part 8 controls subscription-specific matters, Part 9 controls Tipster Program matters, Part 7 controls points and Pro plan matters, and Part 5 controls personal-data handling matters.

Article 4 (Eligibility, Age, and Global Availability)

The Service is available only to users who are at least 20 years old during the entire period of use.

The Service is generally intended to be available worldwide for lawful use. However, payout, payment, monetization, or other third-party-supported features may be available only in countries or regions supported by the Company, Stripe Connect, Stripe, or other relevant providers.

The user is solely responsible for ensuring that use of the Service is lawful in the user's jurisdiction and does not violate local age, consumer, privacy, gambling, payment, or other applicable laws.

Article 5 (Nature of the Service and No Advice)

The Service is a social and content platform relating to tennis predictions, match discussion, and related community activity. The Company is not a sportsbook, bookmaker, betting exchange, financial adviser, legal adviser, tax adviser, or regulated gambling operator solely by reason of operating the Service.

Nothing in the Service constitutes gambling advice, investment advice, legal advice, tax advice, or any guarantee of outcome, profitability, or suitability.

Any use or reliance on Prediction Content, rankings, or community discussion is at the user's own risk.

Article 6 (Account Structure, Multi-Profile Use, and Identity Integrity)

Unless the Company expressly permits otherwise, one natural person may maintain only one Auth Account.

Where the Company makes multiple Profiles available under one Auth Account, those Profiles remain controlled by the same underlying user and do not create separate legal persons, independent ownership pools, or separate rights outside the Service features expressly provided by the Company.

Ordinary users may use a pseudonym. However, Tipsters, payout recipients, and users subject to legal or payment verification may be required to provide true legal identity information and supporting documents.

Account sharing, borrowed identities, nominee accounts, use of another person's bank account or credentials, or other deceptive identity practices are prohibited.

Article 7 (User Content License and AI Improvement Use)

The user retains ownership of the user's own User Content, subject to the rights granted in these Terms.

By submitting or making User Content available through the Service, the user grants the Company a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, display, distribute, transmit, format, translate, excerpt, analyze, and otherwise use that User Content to the extent reasonably necessary for operation, moderation, support, ranking, promotion, incident response, safety review, legal compliance, product development, machine-learning evaluation, and future artificial-intelligence or model-improvement features relating to the Service.

The user represents and warrants that the user owns or controls all rights necessary to grant the foregoing license and that the User Content does not infringe or unlawfully use the rights of any third party.

Article 8 (Technical Restrictions and Security)

The user may access the Service only through the interfaces, clients, and methods made available or expressly permitted by the Company.

The user may not scrape, reverse engineer, decompile, probe, scan, overload, exploit non-public areas, defeat security or authentication measures, use bots or automation to manipulate the Service, or otherwise interfere with the operation or integrity of the Service unless expressly authorized by the Company in writing.

The Company may investigate technical misuse and may use technical, contractual, or legal measures to protect the Service and its users.

Article 9 (Inactivity, Username Recovery, Service Changes, and Notices)

If an Auth Account or Profile remains inactive for a prolonged period, the Company may, upon prior notice where reasonably practicable, suspend or delete the inactive account, require a username change, reclaim a username, or take other reasonable operational measures.

The Company may modify, suspend, discontinue, or update the Service, features, interfaces, supported devices, eligibility rules, moderation systems, ranking systems, or payment methods where reasonably necessary for legal, technical, business, security, or product reasons.

The Company may provide notices by in-app message, dashboard notice, email, posting on the Service, or any other reasonable communication method. Questions about these Terms may be sent to support@kaizentip.com.

Article 1 (Profile Accuracy and Public-Facing Information)

Each Profile must contain information that is not materially false, deceptive, or misleading in context.

The user is responsible for maintaining accurate profile-facing information, including display name, username, bio, links, public affiliations, country information, and badge-related settings where the Service presents them publicly.

The Company may require edits, apply labels, or restrict visibility if profile-facing information is misleading or creates confusion about identity, affiliation, capability, or status.

Article 2 (External Links and Commercial Routing Restrictions)

The Company may permit links to ordinary social-media profiles, personal websites, or other non-payment pages in profile fields designated by the Service.

Where the Service designates a profile field for a specific social service, the user may provide only an ordinary profile URL for that designated service. The Company may validate URL format and reject invalid links, deep links, invite links, or non-profile destinations.

The user may not use profiles to route users to external payment methods, outside paid communities, referral funnels, invite links, monetized chat groups, betting purchase pages, or other destinations that circumvent the Company's systems or rules.

The Company may remove or disable any profile link at its discretion where reasonably necessary for compliance, safety, fraud prevention, or marketplace integrity.

Article 3 (Parody, Fan, and Commentary Accounts)

Parody, fan, commentary, or tribute-style Profiles may be permitted only if they are not reasonably likely to mislead others into believing that the Profile is the real person, official account, or authorized representative of another person, team, company, or organization.

A user may not imitate another person's identity, brand elements, or public-facing presentation in a way that creates confusion, affiliation, endorsement, or official status that does not exist.

The Company may require changes to names, bios, avatars, or other profile elements in order to reduce confusion or protect users and third parties.

Article 4 (Credential Security and Verification Requests)

The user is responsible for maintaining the confidentiality and security of the user's login credentials and for all activity occurring under the user's Auth Account and Profiles, except to the extent caused by the Company's own breach of applicable law or security obligations.

The Company may require additional verification, supporting information, or security confirmation where reasonably necessary to investigate suspicious activity, protect users, comply with law, or preserve the integrity of the Service.

Failure to provide reasonably requested verification information may lead to restricted access, suspension, or other protective measures.

Article 5 (Withdrawal, Deletion, and Consequences)

The Company may provide account or profile withdrawal and deletion features, but deletion may be delayed or restricted where reasonably necessary to comply with law, preserve evidence, complete payment or payout processing, resolve open complaints, account for active paid relationships, or protect users and the Service.

Deletion or withdrawal does not necessarily remove all historical records immediately. Some information may remain in backups, audit trails, abuse-prevention systems, payment records, or legal archives for a reasonable period.

Repeated violations, serious misconduct, or unresolved marketplace or safety risks may result in account removal under Part 10.

Article 6 (Re-Registration and Ban Evasion)

A user whose Auth Account or Profile has been suspended, terminated, or otherwise restricted may not evade those measures by opening another Auth Account, creating replacement Profiles, borrowing another person's account, or otherwise re-entering the Service without the Company's written permission.

The Company may link related accounts or Profiles where it reasonably suspects coordinated control, ban evasion, payment evasion, or repeated misuse.

Measures taken against a replacement or related account do not require a separate warning if the Company reasonably believes the account exists to evade prior enforcement.

Article 1 (Purpose and Scope)

This Part sets the core conduct rules for community interactions across public posts, replies, profile text, search surfaces, rankings, chat rooms, DMs, reactions, and other interactive Service features.

These rules apply to all users, including subscribers, Tipsters, viewers, and any other person who uses the Service.

Article 2 (Respectful Conduct and Context-Based Moderation)

Users must interact with others in a manner that does not create a reasonable safety, harassment, or abuse concern.

The Company does not treat all profanity or coarse language as an automatic violation in every context. However, language may become actionable where it is used aggressively, abusively, discriminatorily, threateningly, or as part of a targeted pattern of hostility.

The Company may consider context, tone, repetition, relationship, audience, and complaint history when evaluating whether conduct violates this Part.

Article 3 (Harassment, Threats, Hate, and Abuse)

Users may not engage in targeted harassment, threats, hate speech, intimidation, stalking, humiliation, or abusive behavior toward other users or third parties.

Users may not encourage dogpiling, mass harassment, or coordinated abuse on or off the Service.

The Company may escalate enforcement where conduct targets protected characteristics, personal vulnerability, or repeated unwanted contact.

Article 4 (Privacy, Doxxing, and Private Material)

Users may not disclose another person's private or identifying information without lawful authority and a valid reason recognized by the Service, including home address, personal contact details, financial information, government identifiers, private media, or other material that could facilitate harm, coercion, or unwanted exposure.

Users may not post callout, accusation, or exposure content aimed at publicly shaming a user for alleged fraud, theft, copying, or similar misconduct where the purpose is public punishment rather than use of the Service's report process.

Suspected scams, copied predictions, impersonation, or other misuse should be directed to the Company's reporting and support channels rather than public naming-and-shaming posts.

Article 5 (Spam, False Reports, Bots, and Manipulation)

Users may not spam, post repetitive solicitation, manipulate engagement, create fake activity, misuse automation, or engage in bulk or coordinated actions intended to distort discussion, visibility, rankings, or support outcomes.

Users may not abuse the report system through knowingly false reports, mass-report harassment, retaliatory complaints, or other misuse of moderation tools.

The Company may take account-level or profile-level action where it reasonably detects artificial amplification, false reporting patterns, or related manipulation.

Article 6 (Off-Platform Solicitation, Scams, and Commercial Diversion)

Users may not use the Service to sell or route prediction purchases, paid groups, chat access, or similar paid relationships to off-platform channels.

Ordinary social-profile links may be permitted where the Company allows them, but those links may not be used as a disguised funnel for off-platform payment, subscription transfer, paid-tip sales, or invite-only monetized communities.

Users may not solicit suspicious payments, direct transfers, crypto payments, gift-card payments, or other arrangements that the Company reasonably views as scam, fraud, or payment-system abuse.

Article 7 (DM Controls, Blocks, Mutes, and Recipient Choice)

Where DM functionality is made available, DM receipt may be enabled by default, subject to recipient-side controls such as blocking, muting, or settings that restrict new messages.

Users must respect blocks, mutes, DM restrictions, and any equivalent recipient-side preferences. Attempts to bypass those controls through alternate accounts, Profiles, or channels are prohibited.

The Company may limit or disable DM access, hide DM threads, or otherwise intervene where reasonably necessary for safety, abuse prevention, or user choice enforcement.

Article 8 (Sexual, Graphic, Illegal, and Self-Harm Content)

The Service is not intended to host sexual content, graphic violence, gore, self-harm encouragement, or other material that the Company reasonably considers unsafe or inappropriate for the Service.

Users may not post illegal content, unlawful threats, instructions for serious harm, or content that promotes or normalizes violence, coercion, or self-harm.

The Company may remove or restrict such material immediately where it reasonably determines that urgent safety action is necessary.

Article 1 (Scope of Prediction Content Rules)

This Part applies to all Prediction Content, including public tips, subscriber-only tips, result summaries, rankings references, performance claims, match commentary tied to betting outcomes, and any similar content displayed through the Service.

The standards in this Part apply to ordinary users and Tipsters alike, except to the extent that Part 9 imposes additional Tipster-specific obligations.

Article 2 (No Editing of Core Prediction Fields After Event Start)

The Service may prevent editing of Prediction Content after the relevant event begins, and users may not attempt to alter or misrepresent the original prediction through workaround methods.

If the Service later permits limited edits for narrow purposes such as spelling, formatting, or non-substantive clarification, that does not create any right to revise the substance, stake, odds, selection, or result basis of the original prediction.

The Company may preserve edit history or prior versions where reasonably necessary for integrity, dispute review, or anti-manipulation purposes.

Article 3 (No Deletion of Prediction Posts for Integrity Reasons)

Prediction posts may be restricted from user-initiated deletion after publication in order to preserve result integrity, ranking accuracy, complaint review, and historical recordkeeping.

The fact that a user cannot delete a prediction post does not limit the Company's ability to remove, hide, or restrict the post where reasonably necessary for moderation, legal, operational, or safety reasons.

The Company may preserve archived or internal versions of removed or hidden prediction posts for investigation, dispute handling, or recordkeeping purposes.

Article 4 (Results, Settlements, and Corrections)

Users may not falsely state that a prediction won, lost, pushed, voided, or settled in any particular way where the available underlying result does not support that statement.

The Company may correct, reopen, recalculate, reclassify, or otherwise adjust a displayed result, metric, ranking, badge, or settlement-related output if the Company reasonably determines that the original display was based on incomplete, delayed, inconsistent, or erroneous data.

Users must cooperate reasonably with requests for information or explanation relating to disputed results, performance claims, or settlement-related representations that are within the user's knowledge or control.

Article 5 (Accuracy of Claims and Misleading Performance Representations)

Users are responsible for ensuring that public-facing claims about performance, consistency, risk, results, odds, rankings, or market status are not materially false, deceptive, or misleading in context.

The Company does not prohibit specific phrases in every case solely because of the words used. However, the Company may review and take action against content that reasonably appears deceptive, manipulative, or likely to mislead users about outcome probability, risk level, performance quality, or betting integrity, especially where complaints or supporting evidence are received.

When reviewing such content, the Company may consider wording, context, surrounding data, historical posting pattern, report history, and any mismatch between the claim and the supporting records available through the Service.

Article 6 (Copied Predictions and Misappropriation)

Users may not copy, republish, slightly reword, mirror, or otherwise misappropriate another person's predictions, posts, media, or paid content without authorization.

The Company is not required to publish a fixed public formula for determining whether predictions are impermissibly copied. The Company may make that determination using timing, similarity, structured data, complaint evidence, behavioral patterns, or any other reasonable basis.

Where the Company reasonably suspects copied predictions or misappropriation, it may label content, restrict visibility, remove content, adjust rankings, suspend monetization, or impose other enforcement measures.

Article 7 (No Sportsbook Promotion, Referral Codes, or Affiliate Routing in Posts)

Users may not post sportsbook referral links, affiliate links, signup incentives, betting-operator promotion links, or other post-level commercial routing intended to direct users to external betting or gambling services.

The Company does not offer a company-approval exception under this Article unless and until the Company expressly launches a separate program that says otherwise.

The Company may remove or restrict any post, comment, or profile element that violates this Article or that it reasonably believes creates legal, payment, or user-protection risk.

Article 8 (Sponsored Content and Commercial Disclosure)

If a user publishes content in exchange for money, free value, affiliate consideration, reciprocal promotion, or another material benefit, the user must clearly disclose that relationship in a manner reasonably understandable to viewers.

Labels such as "ad," "sponsored," or another clear equivalent may be required where necessary to avoid misleading users about the independence of the content.

The Company may require edits, apply labels, reduce visibility, or remove content if the Company reasonably determines that commercial consideration was not adequately disclosed.

Article 9 (Evidence Requests, Labels, and Corrective Measures)

The Company may request clarification, supporting context, or relevant evidence relating to a prediction claim, performance representation, sponsorship disclosure, or similar issue before deciding whether corrective action is necessary.

The Company may apply labels, warnings, reduced visibility, search limitations, temporary holds, or removals where reasonably necessary to address disputed or misleading content, even if the Company does not make a final public finding on the underlying allegation.

Nothing in this Part obligates the Company to resolve every dispute between users or to disclose all evidence or anti-abuse methods used in making a moderation decision.

Article 1 (Scope and Role)

This Part describes how the Company handles personal data and related information in connection with the Service.

The Company acts as the operator of the Service and may engage service providers, processors, payment providers, hosting providers, analytics providers, and similar partners to support operation of the Service.

Article 2 (Data We Collect)

The Company may collect information that users provide directly, such as account credentials, profile information, display name, username, bio, images, country information, support messages, report text, and payment-related information required for the relevant transaction or payout flow.

The Company may also collect activity and system data such as posts, messages, reactions, blocks, mutes, follows, bookmarks, searches, moderation events, purchase history, payout setup status, device data, crash logs, usage logs, and similar technical or operational information.

Some information may be received from third parties, including payment providers, payout providers, authentication providers, app platforms, analytics services, and content or data providers used in connection with the Service.

Article 3 (Publicly Visible Information)

The Service may publicly display information such as usernames, display names, avatars, public profile text, origin country code, badges, public posts, public metrics, rankings, and similar information that the Service designates as public-facing.

Subscriber-only or restricted-access content may be visible only to users who satisfy the relevant access conditions designated by the Service.

Points balance, payment details, legal verification documents, support records, and similar account information are not intended to be publicly visible except where the user chooses to disclose them or where disclosure is required by law.

Article 4 (How We Use Data)

The Company may use collected information to provide and operate the Service, authenticate users, maintain profiles, process purchases, support points and Pro features, operate subscriptions, support payouts, calculate metrics, rank content, investigate abuse, provide support, improve the Service, and comply with law.

The Company may also use information for safety review, fraud prevention, incident response, performance monitoring, service development, analytics, and business operations reasonably related to the Service.

The Company does not state in this Part that personal data will be broadly shared with third parties for those third parties' own independent marketing purposes, except where the user separately agrees or applicable law otherwise permits.

Article 5 (Automated Safety Review and Moderation Signals)

The Company may use automated or semi-automated tools to flag, score, or review content, messages, reports, or account activity for safety, moderation, spam, fraud, or integrity purposes.

Such tools may include profanity detection, risk signals, duplication checks, account linkage signals, or similar safety-supporting methods.

The Company does not promise that all harmful content or all violations will be detected, reviewed, or prevented, and the use of safety tools does not mean that the Service is comprehensively monitored at all times.

Article 6 (Sharing and Disclosure)

The Company may share information with service providers and partners who help operate the Service, including hosting, payment, payout, analytics, authentication, customer-support, legal, security, and anti-fraud providers.

The Company may disclose information where reasonably necessary to comply with law, respond to lawful requests, enforce these Terms, protect rights and safety, investigate abuse, or support dispute resolution.

The Company may also share information between Company-controlled services, personnel, or systems where reasonably necessary for operation, compliance, or security.

Article 7 (Aggregated and De-Identified Information)

The Company may create, use, analyze, and share aggregated, anonymized, or de-identified information for analytics, product improvement, trend analysis, service measurement, business planning, and explanatory materials relating to the Service.

The Company will seek not to use aggregated or de-identified information in a way that intentionally identifies a specific individual as personal data where the information is presented as aggregated or de-identified.

Article 8 (Retention)

The Company may retain account, content, moderation, payment, and technical records for as long as reasonably necessary for the purposes described in this Part, including operation, fraud prevention, dispute handling, legal compliance, security, and recordkeeping.

The Company is not required to publish a fixed retention period for every category of information in these Terms, and actual retention periods may vary depending on the type of information and the legal or operational reason for retention.

Deleted or hidden content may remain in backups, audit trails, safety systems, or internal records for a reasonable period even after it is no longer visible to users.

Article 9 (Security and International Processing)

The Company uses reasonable administrative, technical, and organizational measures intended to protect information handled through the Service, but no system can be guaranteed to be perfectly secure.

Information may be processed, stored, or accessed in countries other than the user's own country, subject to the Company's operational setup and applicable law.

By using the Service, the user understands that international processing may occur where reasonably necessary for operation of the Service.

Article 10 (User Rights, Changes, and Contact)

Users may have rights under applicable law to access, correct, delete, restrict, or object to certain data processing, subject to lawful limitations and verification requirements.

The Company may update this Part from time to time where reasonably necessary for legal, technical, business, or operational reasons. Material changes will be communicated where required by law.

Privacy-related questions or requests may be directed to support@kaizentip.com. The current publication URL for this Part is https://www.kaizentip.com/legal/terms#part-5-privacy-policy.

Article 1 (Entertainment Purpose and No Operator Role)

The Service is intended for informational, social, and entertainment purposes relating to tennis predictions and community discussion.

The Company does not operate betting markets, accept wagers through the Service, or guarantee that any content should be treated as a betting instruction or a substitute for independent judgment.

Article 2 (Risk Acknowledgement and User Responsibility)

Prediction Content may relate to betting-like activity, but any decision to spend money, place a wager elsewhere, or rely on such content remains solely the user's responsibility.

Users should not rely on the Service as a guarantee of outcome, risk level, or financial suitability. Past activity and community signals do not eliminate risk.

Article 3 (Past Performance, Rankings, and Badges)

Win rate, ROI, rankings, badges, trend surfaces, engagement indicators, and other comparative or statistical displays are informational only and do not guarantee future performance, profitability, reliability, or repeatability.

The Company may update calculation logic, data windows, weighting, or ranking inputs from time to time. Historical displays may change after corrections, late data, or recalculation.

Article 4 (Transparency Around Recommendation Surfaces)

The Company may describe, at a high level, the categories of factors that influence visibility, rankings, badges, or recommendation surfaces, such as engagement, settlement status, historical accuracy signals, content integrity, eligibility, or safety review.

The Company is not required to disclose specific anti-abuse thresholds, weighting formulas, or detailed internal logic where doing so could undermine integrity or safety systems.

Article 5 (Responsible Use Measures and Soft Interventions)

The Company may display warnings, educational prompts, support reminders, or similar soft interventions where it reasonably considers them helpful for responsible use of the Service.

The Company may also limit certain promotional or discovery surfaces where reasonably necessary to reduce safety, deception, or integrity risks.

Nothing in this Article obligates the Company to perform individualized monitoring or intervention in every case.

Article 6 (Support Resources)

The Company may provide links or references to responsible-gaming or support resources from time to time, but does not undertake to maintain an exhaustive jurisdiction-by-jurisdiction resource list within these Terms.

Users seeking help in relation to gambling-like behavior, risk management, or similar concerns should consult professional or local support resources appropriate to their jurisdiction.

Article 7 (Integrity and Risk-Based Controls)

Users may not use the Service to promote illegal wagering, match fixing, misuse of non-public integrity-sensitive information, or other conduct that the Company reasonably considers harmful to sports integrity or user safety.

The Company may take action against content, accounts, or monetization features where reasonably necessary to respond to integrity concerns, even if the concern arises from complaints, patterns, or context rather than a final public finding.

Article 1 (Scope and Definitions)

This Part applies to points purchases, points balances, Pro plan access, grandfathered entitlements, and any similar paid or premium feature that the Company designates as covered by this Part.

"Points" means a limited digital feature used within the Service in the manner designated by the Company. Points do not represent money, bank value, stored-value rights, or a redeemable cash balance.

"Pro plan" means the recurring premium plan designated by the Company that may provide expanded account slots, badge controls, or other premium entitlements on an Auth Account basis.

Article 2 (Pricing, Currency, Taxes, and Delivery)

Pricing, plan names, currency, point quantities, and associated entitlements are shown in the relevant purchase flow at the time of purchase.

Charges may be processed in USD unless the Company or the relevant billing provider clearly states otherwise, and the actual billed amount may vary due to taxes, exchange rates, or third-party fees outside the Company's control.

Purchased points or Pro plan access are generally delivered after payment confirmation, subject to fraud review, technical verification, and any other reasonable operational checks.

Article 3 (Nature of Points, No Expiry During Active Use, and No Cash Redemption)

Points are limited digital features made available only for use within the Service. Points have no cash value, are not redeemable for money, and do not create any right to interest, banking treatment, or off-platform value.

Unless the Company expressly states otherwise for a separate promotional credit program, ordinary purchased points do not expire solely because time has passed while the user remains active on the Service.

Nothing in this Part gives the user any right to demand cash redemption, refund-based conversion, or transfer of points into money, except to the extent required by non-waivable law.

Article 4 (No Transfer or Secondary Markets)

Points may not be sold, transferred, traded, assigned, pledged, shared, gifted, or otherwise moved between unrelated users or unrelated Auth Accounts unless the Company expressly enables that feature.

The user may not create or participate in any secondary market, off-platform sale, or other exchange arrangement involving points or Pro plan entitlements.

The Company may void or reverse points or entitlements that it reasonably believes were obtained or moved in violation of this Article.

Article 5 (Profile Deletion and Intra-Account Point Transfer)

If a Profile is deleted while another eligible Profile remains under the same Auth Account, the Company may transfer the deleted Profile's remaining points balance to another Profile controlled by the same Auth Account in accordance with the Company's operational design.

This intra-account transfer mechanism does not create any right to transfer points to another person, another Auth Account, or an external destination.

The Company may delay or deny a transfer under this Article where reasonably necessary for fraud prevention, abuse review, technical correction, or compliance purposes.

Article 6 (Pro Plan Entitlements and Auth-Account Scope)

Unless the Company expressly states otherwise, Pro plan entitlements attach to the Auth Account and not separately to each individual Profile.

Pro plan features may include, for example, additional account slots, badge controls, ranking-related surfaces, or other premium entitlements designated by the Company. Specific features may change over time.

The Company may suspend or remove Pro plan entitlements where reasonably necessary for abuse prevention, payment integrity, legal compliance, or service integrity.

Article 7 (Grandfathered and Promotional Entitlements)

If the Company grants grandfathered, promotional, or courtesy entitlements, those entitlements do not create a perpetual right unless the Company expressly says so in writing.

The Company may modify, discontinue, or withdraw such grandfathered or promotional entitlements where reasonably necessary for legal, operational, product, security, or business reasons, subject to any non-waivable consumer rights and any notice required by law.

Article 8 (Changes, Suspension, and Contact)

The Company may modify or discontinue points features, Pro plan features, eligibility rules, supported use cases, or related operational mechanics where reasonably necessary for legal, technical, business, or product reasons.

The Company may suspend or adjust points balances or premium entitlements where reasonably necessary to address fraud, technical correction, abuse, or violation of these Terms.

Questions relating to points or Pro plan features may be sent to support@kaizentip.com.

Article 1 (Scope and Acceptance)

These Subscription Terms apply to the paid subscription services made available through the app and any related web, mobile, or embedded checkout flow operated or designated by the Company.

These Terms apply together with the Company's Terms of Use, Privacy Policy, Community Rules, and any product-specific disclosures presented before purchase. If there is a conflict, these Subscription Terms control only with respect to the subscription service.

By purchasing, renewing, changing, or using a subscription, the user agrees to be bound by these Terms.

Article 2 (Definitions)

In these Terms, "Subscription" means a recurring paid digital-content access plan offered through the Service.

"Tipster" means a creator, analyst, or other user who offers paid chat-room access or other paid content through the Service.

"Paid Content" means chat-room access, prediction posts, archives, media, and any related digital materials designated as subscriber-only content.

"Billing Period" means the recurring period selected by the user, including a monthly cycle or a 10-day cycle, as displayed at checkout.

"Qualifying Tip Post" means a prediction or similar post that the Company reasonably determines to be a substantive paid tip or prediction post for operational monitoring purposes.

Article 3 (Nature of the Service and Allocation of Roles)

A Subscription gives the user a limited, personal, revocable, non-transferable right to access the relevant Paid Content for the applicable Billing Period, subject to these Terms.

Unless expressly stated otherwise by the Company, the Company operates the platform and related payment, access-control, moderation, and support infrastructure, while Paid Content is generally created or uploaded by Tipsters.

The Company does not guarantee that any Tipster will deliver a particular quantity, quality, frequency, style, profitability, or outcome of Paid Content.

A Subscription does not include, and does not guarantee, DM replies, personal consultation, individualized advice, direct support, guaranteed responses, or any minimum number of posts.

Subscription entitlements are granted on a per-profile basis between the purchasing user profile and the selected Tipster, and may not be transferred, sublicensed, assigned, or shared.

Article 4 (Eligibility, Age, and Compliance With Local Law)

The Service is available only to users who are at least 20 years old. By purchasing or using a Subscription, the user represents and warrants that they are at least 20 years old during the entire Subscription period.

If the law of the user's country, state, province, or territory requires a higher minimum age, imposes additional conditions, or prohibits use of the Service, the user must comply with that law and must not use the Service in violation of it.

The user is solely responsible for ensuring that use of the Service, including the viewing of predictions or similar content, is lawful in the user's jurisdiction.

The Service is not intended to provide gambling advice, investment advice, legal advice, tax advice, or any other regulated professional advice.

Article 5 (Plans, Fees, Taxes, Currency, and Auto-Renewal)

The available Subscription plans, plan duration, and pricing are shown on the purchase screen at the time of checkout.

Unless otherwise stated, Subscriptions automatically renew at the end of each Billing Period until canceled.

The monthly plan renews every month. The 10-day plan renews every 10 days. The 10-day plan is a recurring subscription plan and is not a one-time pass.

Charges are processed in USD unless the Company or the relevant billing platform expressly states otherwise. The actual charge may be converted into local currency by the payment processor, app store, card issuer, or payment method provider.

Any exchange-rate differences, foreign transaction fees, taxes, VAT, GST, sales taxes, bank charges, card fees, or similar charges imposed by third parties may apply and are the user's responsibility unless mandatory law requires otherwise.

Article 6 (Pre-Purchase Disclosures and Express Consent)

Before the user is charged, the Company will display, or make available through a clearly accessible disclosure flow, the material Subscription terms, including the plan type, recurring nature of the Subscription, renewal cycle, price, cancellation timing, and the existence of these Terms.

By clicking the purchase, confirm, or similar button, the user expressly agrees to the recurring billing feature of the Subscription and to these Terms.

The Company may maintain records showing that the user was presented with the relevant disclosures and affirmatively agreed to them.

Article 7 (Formation of Contract and Immediate Supply of Digital Content)

A Subscription contract is formed when the user completes the purchase flow and the Company or its designated billing provider successfully processes the initial payment.

Access to the relevant Paid Content may begin immediately after payment is confirmed or after the Company otherwise activates access.

Because the Subscription provides digital content or digital services that may begin immediately, the user acknowledges that immediate access may begin before the end of any statutory withdrawal period where applicable.

Nothing in these Terms limits any non-waivable consumer rights that apply under the law of the user's place of residence.

Article 8 (Existing Pricing, Price Changes, and Promotional Pricing)

Unless the Company expressly states otherwise, existing subscribers will remain on the price that applied when they originally subscribed to the relevant plan.

The Company or the Tipster may change pricing for future new subscribers or for future plan offerings at any time, subject to applicable law and any required advance notice.

Promotional pricing, introductory pricing, discount codes, test pricing, or regional pricing may be offered from time to time and may be subject to separate eligibility requirements and expiration terms.

If a billing platform requires separate end-user consent before a price increase can take effect, the Company may delay or prevent application of the increase unless and until that consent is obtained.

Article 9 (Plan Changes)

Where the Company makes a plan-change feature available, a user may request a change between available Subscription plans using the method designated by the Company.

Unless the Company clearly states otherwise, an approved plan change takes effect only after the current Billing Period ends, and the newly selected plan begins on the following day or next scheduled renewal date designated by the Company.

No prorated refund, partial refund, offset, or credit is provided for the unused portion of the current Billing Period solely because the user requests a plan change.

The Company may reject, delay, reverse, or cancel a requested plan change where required for fraud prevention, operational reasons, billing limitations, platform restrictions, or applicable law.

Article 10 (Cancellation)

The user may cancel a Subscription at any time using the cancellation method made available by the Company or, where applicable, by the relevant app store or billing provider.

Unless mandatory law or the applicable billing platform requires otherwise, cancellation takes effect at the end of the current Billing Period and does not immediately terminate access that has already been paid for.

The Company will seek to make cancellation reasonably accessible online, but cancellation steps may differ depending on whether the Subscription was purchased directly from the Company, through Stripe, or through a third-party billing platform.

The user is responsible for canceling before the next renewal charge if they do not want the Subscription to renew.

Article 11 (Payment Failure, Chargebacks, and Access Suspension)

If a renewal payment fails, is declined, is reversed, is charged back, is refunded by a third-party payment provider, or cannot otherwise be confirmed, the Company may immediately suspend or restrict access associated with the Subscription.

The Company may contact the user regarding payment failure, request that the user update a payment method, or provide other billing-related notices, but is not obligated to do so before suspending access where necessary.

If the user initiates a chargeback or unauthorized-payment claim, the Company may suspend or terminate access to related Paid Content while the matter is investigated.

The Company may restore access in its discretion if the payment issue is successfully resolved and restoration remains operationally possible.

Article 12 (Access After Expiration or Termination)

If a Subscription expires, is canceled, fails to renew, is suspended, or is terminated for any reason, the user may lose access to the relevant Paid Content, subscriber-only chat rooms, paid prediction history, media, archives, and any associated subscriber benefits.

The Company is not obligated to preserve, export, archive, or continue displaying Paid Content after the Subscription ends unless mandatory law requires otherwise.

The user acknowledges that access to previously available Paid Content is not guaranteed after expiration or termination.

Article 13 (Refunds, No Guarantees, and Mandatory Consumer Rights)

Except where required by applicable law, the Company does not provide prorated refunds, unused-portion refunds, or refunds based solely on dissatisfaction with a Tipster, losing predictions, reduced posting frequency, temporary inactivity, style of content, or user expectations that were not expressly promised by the Company.

The Company does not guarantee winning predictions, profits, return rates, performance levels, content frequency, content volume, personal responses, or continued activity by any Tipster.

The fact that the Company may, in an individual case, provide a courtesy credit, goodwill refund, or other accommodation does not create any obligation to do so in other cases and does not waive these Terms.

Nothing in these Terms excludes, restricts, or limits any refund, remedy, warranty, or other right that cannot lawfully be excluded or limited under applicable consumer law.

Article 14 (Tipster Inactivity and Operational Measures)

If a Tipster with active subscribers does not make a Qualifying Tip Post for a period determined by the Company's operational policy, the Company may contact that Tipster and encourage continued posting.

If no Qualifying Tip Post is confirmed for 72 hours or more, the Company may, at its discretion, disable or restrict new subscriptions for that Tipster, display warning language on the Tipster's profile, or take any other operational measure the Company considers appropriate.

These operational measures are intended to manage marketplace quality and user expectations. They do not create a guaranteed service level, refund entitlement, compensation right, or any other additional contractual right for the user.

Article 15 (Performance Metrics, No Advice, and Third-Party Content Disclaimer)

Any win rate, ROI, average odds, average tips per week, rankings, charts, badges, historical results, or similar metrics displayed in the Service are provided for informational or reference purposes only.

Past performance does not guarantee future results, profitability, repeatability, or suitability for the user.

Paid Content may include opinions, predictions, commentary, or third-party content. Unless expressly stated otherwise, such content is not created, endorsed, or guaranteed by the Company.

The user is solely responsible for any decision they make based on content viewed through the Service.

Article 16 (Intellectual Property, Confidentiality, and Anti-Redistribution)

All intellectual property rights in the Service, including platform design, software, branding, and Company-created materials, belong to the Company or its licensors. Rights in Tipster-created content belong to the applicable rights holder, subject to the licenses granted for operation of the Service.

The user may access Paid Content only for personal, lawful, non-commercial use during an active Subscription period.

Without prior written permission from the Company or the applicable rights holder, the user may not copy, reproduce, retransmit, republish, distribute, disclose, sell, commercialize, scrape, screenshot for redistribution, or otherwise make Paid Content available to any third party.

The Company may investigate suspected leakage or redistribution of Paid Content and may use reasonable technical, contractual, or legal measures to protect it.

Article 17 (Prohibited Conduct and Off-Platform Payment Solicitation)

The user may not share accounts, lend credentials, impersonate another person, evade access controls, interfere with the Service, misuse payment systems, or attempt to gain unauthorized access to Paid Content.

The user may not use the Service to solicit or direct off-platform payments, to move subscription relationships outside the Service in violation of Company rules, or to engage in fraud, harassment, abuse, threats, doxxing, defamation, or unlawful conduct.

The user may not use bots, scrapers, automation tools, or bulk capture methods to copy or monitor Paid Content unless expressly permitted by the Company in writing.

Article 18 (Suspension, Termination, and Review Requests)

The Company may suspend, restrict, or terminate a Subscription, account, or access to Paid Content if the user or Tipster violates these Terms, the Terms of Use, applicable law, community rules, payment rules, or any other Company policy, or if the Company reasonably determines that such action is necessary to protect users, rights holders, payment systems, or the Service.

The Company may also take action where the Tipster becomes inactive, withdraws, is suspended, is permanently banned, loses payment functionality, or otherwise becomes unable to continue providing content through the Service.

Where appropriate and reasonably practicable, the Company may allow the affected user to submit a support or review request, but the Company is not obligated to restore access where restoration is not feasible, lawful, or operationally appropriate.

Except where required by law, suspension or termination under this Article does not entitle the user to compensation or refund.

Article 19 (Privacy, Service Changes, Availability, and Force Majeure)

The Company handles personal data in accordance with its Privacy Policy, currently available at https://www.kaizentip.com/legal/terms#part-5-privacy-policy.

The Company may modify, suspend, discontinue, or update any aspect of the Subscription service, including features, interfaces, supported devices, monitoring rules, billing methods, or access conditions, where reasonably necessary for business, security, legal, technical, operational, or product reasons.

The Service may be unavailable, delayed, degraded, or limited due to maintenance, outages, network failures, third-party provider issues, cyber incidents, legal or regulatory changes, payment processor restrictions, app store requirements, force majeure events, or other causes beyond the Company's reasonable control.

Except where required by law, the Company is not liable for delay, interruption, or failure to perform to the extent caused by such events.

Article 20 (Notices, Complaints, Amendments, Governing Law, Language, and Contact Information)

The Company may provide notices relating to the Subscription by in-app message, email, posting on the Service, or any other reasonable method.

For subscription-related inquiries or complaints, users may contact the Company at support@kaizentip.com. The current publication URL for these Subscription Terms is https://www.kaizentip.com/legal/terms#part-8-subscription-terms. Business information, service timing, cancellation method, and other legally required disclosures are currently available at https://www.kaizentip.com/legal/terms#part-10-enforcement-ip-and-complaints.

The Company may amend these Terms from time to time. If a change materially affects users' rights or obligations, the Company will use reasonable efforts to provide advance notice and, where required by law, obtain renewed consent.

These Terms are governed by the law designated in the Company's Terms of Use, except to the extent that mandatory consumer protection law of the user's place of residence applies and cannot be excluded.

If these Terms are translated into any language other than English, the English version controls to the fullest extent permitted by law. These Terms take effect on the date designated by the Company.

Article 1 (Definitions)

In these Tipster Terms, "Service" means KaizenTip and all related apps, websites, embedded checkout flows, dashboards, moderation tools, payment integrations, chat features, and associated services operated or designated by the Company.

"Tipster Program" means the Company's program that allows a Tipster to offer paid subscriptions, provide Paid Content to subscribers, and receive revenue distributions through the Service.

"Tipster" means a user who joins the Tipster Program, offers paid content through the Service, and accepts these Terms.

"Subscriber" means a user who purchases a paid subscription to a Tipster through the Service.

"Paid Content" means subscriber-only chat rooms, prediction tips, posts, images, text, promised perks, archives, and any other content or features that the Company designates as paid or subscriber-only content.

"Qualifying Prediction Tip" means a prediction post made by the Tipster in the Tipster's paid chat room that the Company identifies through its systems as a substantive prediction post, including through associated bet-line or equivalent structured data where applicable.

"Payment Provider" means Stripe and any other third-party provider used for payments, payouts, identity verification, tax reporting, banking, or related operational support.

"Earnings" means any amount that may become payable to a Tipster in connection with subscriber payments, subject to refunds, chargebacks, disputes, fees, taxes, holds, adjustments, reserves, and any other reductions or conditions.

Article 2 (Nature of the Tipster Program and Status of the Parties)

A Tipster participates in the Tipster Program as an independent content provider and not as an employee, agent, representative, partner, franchisee, or joint venturer of the Company.

The Company provides the platform, payment infrastructure, access control, moderation tools, onboarding flow, and related operational systems. The Tipster is solely responsible for the creation, accuracy, legality, and delivery of the Tipster's own content.

Nothing in these Terms creates an employment relationship, guarantees any minimum level of revenue, requires the Company to provide work opportunities, or obligates the Company to reimburse expenses or provide benefits.

The Company and its Payment Providers may determine, reclassify, or update the account setup, business profile information, category information, or onboarding requirements applicable to the Tipster where reasonably necessary for legal, payment, risk, or operational reasons.

Article 3 (Eligibility)

The Tipster Program is currently available only to individual natural persons who are eligible to use the Service, who reside in a country or region supported by the Company and the applicable Payment Provider for individual payout functionality, and who can lawfully receive payouts in their own name under applicable law.

By joining or using the Tipster Program, the Tipster represents and warrants on an ongoing basis that the Tipster is acting as an individual, may lawfully participate in the Tipster Program, and can comply with all laws, regulations, payment rules, and platform requirements applicable to the Tipster.

The Company may deny, suspend, restrict, or terminate Tipster access based on country or regional restrictions, Payment Provider limitations, unsupported account types, legal requirements, risk controls, compliance concerns, or any other reasonable operational basis.

Article 4 (Account Information, Identity Verification, and Payout Setup)

The Tipster must provide true, accurate, complete, and up-to-date information, including name, address, email address, bank account information, country of residence, tax-related information, and public profile information, and must promptly update that information whenever it changes.

The Tipster must complete all onboarding, identity verification, account setup, and additional information requests required by the Company or the Payment Provider in order to start or continue receiving payouts.

If the Tipster fails to complete onboarding, identity verification, additional document requests, or other required setup steps, the Company may place earnings on hold, suspend payouts, disable new subscriptions, restrict visibility, pause access to Tipster features, or take any other measure the Company reasonably considers necessary.

Use of false information, borrowed identities, nominee accounts, or bank accounts not lawfully controlled by the Tipster is a material violation of these Terms.

Article 5 (Tipster Content and Tipster Responsibilities)

The Tipster is solely responsible for all Paid Content and all related statements, claims, descriptions, promotional materials, promised perks, profile text, and subscriber-facing communications published or offered through the Service.

The Tipster must ensure that the Tipster's content and conduct comply with applicable law, these Terms, the Company's Terms of Use, community rules, content rules, and Payment Provider rules.

The Tipster may not publish or offer illegal content, infringing content, plagiarized content, impersonation, deceptive claims, false performance records, or any content or conduct that the Company reasonably considers harmful, abusive, fraudulent, or misleading.

These Terms do not impose a universal minimum post count, posting cadence, or performance threshold on all Tipsters. However, the Company may take marketplace-quality measures under Article 14 if a Tipster becomes inactive or stops posting qualifying content while having active subscribers.

Article 6 (Pricing and Plan Structure)

The Tipster may set a monthly subscription price only within the pricing rules and technical limits supported by the Service.

At present, monthly prices must be set in whole U.S. dollar amounts, and the minimum monthly subscription price is USD 10.

At present, the 10-day plan price is automatically calculated by the Service as 50% of the Tipster's monthly price, and the Tipster may not separately set a different 10-day plan price.

Because the 10-day plan price is derived automatically from the monthly base price, it may include cents, including prices such as USD 5.00, USD 7.50, or similar non-whole-dollar amounts.

The Company may modify minimum prices, accepted pricing formats, supported currencies, plan structures, rounding rules, and related pricing mechanics in the future.

If the Tipster changes the monthly subscription price, the new price will generally apply only to new subscribers and future new purchases, and will not automatically apply retroactively to existing subscribers.

If an existing subscriber later re-subscribes or changes plans, the price then in effect may apply to that later subscription arrangement.

Article 7 (Fees, Currency, and Taxes)

The Tipster agrees to pay the platform fee displayed or otherwise communicated by the Company. The current platform fee is 10%.

The Company may change the platform fee, deduction items, settlement structure, or payout method upon reasonable notice where appropriate.

Because subscriber charges and Tipster payouts may involve different currencies, exchange-rate differences, bank fees, Payment Provider fees, and similar third-party charges may cause the Tipster's actual received amount to differ from the subscriber-facing price or from any estimated amount shown in the Service.

The Tipster is solely responsible for all taxes, registrations, filings, reporting obligations, payments, and recordkeeping relating to the Tipster's earnings, business activity, and participation in the Tipster Program in the Tipster's country or jurisdiction of residence.

The Company does not provide tax, accounting, or legal advice, and the Tipster should consult qualified advisers where appropriate.

Article 8 (Earnings, Displayed Amounts, and Finality)

Any earnings, pending balance, estimated monthly revenue, projected value, subscriber-based estimate, or similar figure displayed in the Service is informational only and does not guarantee that the amount will become finally payable.

Earnings may be reduced, reversed, delayed, withheld, or eliminated due to refunds, chargebacks, payment failures, disputes, legal holds, Payment Provider actions, technical corrections, pricing adjustments, overpayment corrections, or other operational or legal reasons.

The Company may rely on internal records, webhook data, Payment Provider data, and reconciliation workflows when calculating earnings and payout eligibility. Displayed balances may change if updated information is later received.

Article 9 (Hold of Earnings Before Payout Setup Is Completed)

If the Tipster has not completed payout setup or is not yet eligible to receive payouts, the Company may place related earnings on hold rather than making them immediately payable.

Once the Tipster successfully completes payout setup and any required review, previously held earnings may become eligible for transfer to the Tipster's connected Stripe balance after the related funds are available, unless the account is suspended or subject to another lawful operational restriction at that time.

The Company may provide reminders or notices through the app, email, or other reasonable communication channels if payout setup remains incomplete while earnings are pending.

If payout setup remains incomplete for a reasonable period, the Company may disable new subscriptions, limit pricing visibility, pause or reduce exposure, or impose other operational restrictions until setup is completed.

Article 10 (Transfer Timing and Bank Payouts)

Where the Tipster's payout setup is valid and the relevant subscription charge is successfully processed using the Payment Provider routing designated by the Company, eligible amounts may be transferred to the Tipster's connected Stripe balance after the related funds become available and any reasonable compliance, fraud, or reconciliation review has been completed.

If payout setup is not valid at the time of charge, the Company may hold the related amount until payout setup becomes valid and the amount otherwise becomes eligible for transfer under the Company's payout rules.

Actual arrival of funds in the Tipster's bank account may vary depending on Stripe payout schedules, banking business days, country-specific processing, currency processing, or related operational factors.

The Company may delay, split, hold, or cancel a payout where reasonably necessary for legal compliance, risk review, fraud prevention, operational continuity, Payment Provider requirements, service outages, or other legitimate business reasons.

Article 11 (Refunds, Chargebacks, Disputes, and Setoff)

If a refund, chargeback, payment dispute, reversal, correction, promotional adjustment, overpayment correction, goodwill credit, or other negative adjustment relating to the Tipster occurs, the Company may deduct or set off the relevant amount from any current or future earnings, held balances, not-yet-transferred amounts, reserves, or other amounts otherwise payable to the Tipster.

The Company may use setoff against current or future earnings, pending transfers, held balances, reserves, or other amounts otherwise payable as the primary method for recovering such amounts.

Amounts already transferred to the Tipster's connected Stripe balance may no longer be held directly by the Company in the same way as untransferred amounts. However, the Company may still recover or offset relevant amounts from future held amounts, future transfers, reserves, or other sums otherwise payable to the Tipster to the extent permitted by law and Payment Provider rules.

Article 12 (Price Changes and Subscriber-Facing Payment Matters)

The Tipster may request pricing changes using the methods made available by the Company, subject to platform limitations and Company review.

Pricing changes generally affect only new subscribers and future new purchases unless the Company expressly states otherwise.

The Company or the applicable Payment Provider retains control over billing flows, payment processing, access control, renewal processing, refunds, dispute handling, and related subscriber-facing payment operations.

The Tipster does not control or determine the final outcome of payment disputes, refund requests, or payment processor reviews.

If the Tipster advertises or offers custom perks or benefits to subscribers, the Tipster must describe those perks accurately and must not create misleading expectations.

Article 13 (Content Quality, Accuracy of Representations, and Prohibited Conduct)

The Tipster is responsible for the accuracy and legality of all performance claims, profile statements, marketing language, result summaries, rankings references, social media promotion, and subscriber-facing representations made by the Tipster.

The Tipster may not make guaranteed-profit claims, guaranteed-win claims, guaranteed-return claims, or any similar statement that could mislead users about outcomes or risk.

The Tipster may not falsify or selectively manipulate win rates, ROI, rankings, historical performance, or similar metrics.

The Tipster may not copy or republish another person's predictions, posts, images, or other content without authorization.

The Tipster may not use the Service to promote off-platform billing, direct transfers, outside paid communities, or any payment flow that circumvents the Company's systems.

The Company may remove content, require edits, restrict visibility, hold earnings, suspend access, or take other enforcement measures if this Article is violated or if the Company reasonably suspects a violation.

Article 14 (Operational Measures for Inactive Tipsters)

If a Tipster has active subscribers but no Qualifying Prediction Tip is confirmed for 72 hours or more, the Company may contact the Tipster to encourage resumed posting or request clarification.

In such circumstances, the Company may disable or restrict new subscriptions, pause or deactivate subscription buttons, reduce visibility, or apply other marketplace-quality measures that the Company reasonably considers appropriate.

These operational measures are intended to manage marketplace quality and subscriber expectations. Inactivity by itself does not automatically create a payout hold, refund obligation, or compensation obligation under these Terms.

This Article does not create a universal contractual obligation for every Tipster to post at any fixed cadence or quantity.

Article 15 (Intellectual Property and License to the Company)

The Tipster represents and warrants that the Tipster owns, controls, or has all rights necessary to upload, publish, distribute, and monetize the Tipster's content through the Service.

The Tipster grants the Company a non-exclusive, worldwide, royalty-free, sublicensable license to host, store, reproduce, display, distribute, transmit, format, translate, excerpt, and otherwise use the Tipster's content, profile text, display name, username, images, and related materials to the extent reasonably necessary for service operation, moderation, legal compliance, support, incident response, quality control, backup, and promotion of the Service or the Tipster.

The Company may use the Tipster's posts, profile materials, excerpts, display name, images, and other public-facing materials in marketing, editorial, ranking, discovery, promotional, or spotlight materials relating to the Service.

Nothing in these Terms obligates the Company to promote the Tipster or to continue using any particular promotional material.

Article 16 (Cooperation With Complaints, Investigations, and Evidence Requests)

If the Company, a Payment Provider, or a legally authorized third party requests information relating to the Tipster's content, promised perks, posts, profile statements, performance claims, or subscriber-facing descriptions, the Tipster must reasonably cooperate in verifying facts and providing relevant supporting materials.

The Tipster's cooperation obligation is limited to matters within the Tipster's knowledge, possession, or reasonable control and does not make the Tipster the final decision-maker for subscriber support issues or payment disputes.

If the Tipster refuses to cooperate, materially delays cooperation, or provides false information in response to a reasonable request, the Company may impose holds, restrictions, suspensions, or other enforcement measures.

Article 17 (Suspension, Withdrawal, Permanent Ban, and Unsettled Amounts)

The Company may suspend, restrict, or terminate the Tipster's account, payout access, visibility, subscription availability, or other program participation if the Tipster violates these Terms, violates applicable law or payment rules, creates legal or payment risk, accumulates repeated complaints or disputes, fails onboarding or verification requirements, or otherwise presents a reasonable operational concern.

If the Tipster is suspended but payout setup is already valid and certain eligible amounts have already been transferred to the Tipster's connected Stripe balance, the timing of any later bank payout is generally governed by the Payment Provider's payout schedule and controls rather than by an internal Company settlement cycle, subject to any lawful offset, reserve, reversal, or similar measure permitted under these Terms or applicable law.

If payout setup is incomplete when the Tipster is suspended, or if certain earnings have not yet been transferred to the Tipster's connected Stripe balance, the Company may keep those related earnings in an unsettled, held, or not-yet-transferred state until payout setup becomes valid and, where applicable, until the suspension is lifted or the review is completed.

If the Tipster is permanently banned, withdraws, or otherwise leaves the Tipster Program, or if the Company reasonably determines that additional review is required, the Company may hold unpaid, unsettled, or not-yet-transferred amounts for a reasonable period in order to account for refunds, chargebacks, disputes, delayed adjustments, legal requests, and related post-termination risks. Amounts that were already transferred to the Tipster's connected Stripe balance before the hold or termination event are generally outside that same internal hold state and will instead follow Payment Provider balance and payout mechanics, subject to any lawful deductions, offsets, reserves, reversals, or future recovery measures permitted under these Terms or applicable law.

If the Company determines that the Tipster engaged in serious misconduct, fraud, infringement, or conduct that caused harm to the Company, users, or third parties, the Company may continue to withhold, offset, or apply unsettled amounts to the extent permitted by law.

Article 18 (Regional Restrictions, Third-Party Services, and Payment Provider Requirements)

Tipster features, payout functionality, subscription pricing tools, and related monetization tools are available only in countries or regions supported by the Company and the applicable Payment Provider.

The Company may limit or discontinue Tipster features in any country, region, category, or use case in response to legal requirements, app store rules, Payment Provider policy, risk assessments, or business decisions.

The Tipster must comply with all applicable terms, onboarding rules, verification standards, account restrictions, and policy requirements imposed by Stripe or any other third-party service used in connection with the Tipster Program.

The Company and its Payment Providers may review, change, or reclassify merchant category, business profile information, disclosure requirements, or onboarding requirements where reasonably necessary.

Third-party outages, suspensions, policy changes, review delays, or technical changes may affect the Tipster's ability to onboard, receive payouts, or continue offering subscriptions through the Service.

Article 19 (Disclaimers and Limitation of Liability)

The Company does not guarantee any number of subscribers, revenue level, profit level, retention rate, visibility, ranking position, recommendation status, discovery exposure, or promotional outcome for any Tipster.

The Company does not warrant that the Service will satisfy the Tipster's business objectives, tax needs, legal compliance goals, or payment-processing expectations.

To the fullest extent permitted by law, the Company is not liable for lost profits, loss of opportunity, reputational harm, indirect damages, consequential damages, special damages, or third-party claims arising out of or relating to the Tipster Program.

Nothing in these Terms excludes or limits liability to the extent such exclusion or limitation is not permitted under applicable law, including liability for fraud, willful misconduct, or gross negligence where such limitation is unlawful.

Article 20 (Notices, Amendments, Governing Law, Language, and Contact Information)

The Company may provide notices relating to the Tipster Program by in-app notice, dashboard notice, registered email address, posting on the Service, or any other reasonable communication method.

For Tipster Program inquiries or complaints, the Tipster may contact the Company at support@kaizentip.com. The current publication URL for these Tipster Terms is https://www.kaizentip.com/legal/terms#part-9-tipster-terms. Additional legal disclosures, operator information, and related notices are currently available at https://www.kaizentip.com/legal/terms#part-10-enforcement-ip-and-complaints.

The Company may amend these Terms from time to time where reasonably necessary for legal, operational, payment, technical, business, or security reasons. If a change materially affects the Tipster's rights or obligations, the Company will use reasonable efforts to provide notice in advance or as otherwise required by law.

Nothing in these Terms limits any mandatory rights or protections that cannot be excluded under applicable law.

The governing law, dispute forum, operator details, and controlling language for these Terms are as designated by the Company in its legal disclosures or general legal terms. If any translation of these Terms differs from the English version, the English version controls to the fullest extent permitted by law.

Supplementary Provision

These Tipster Terms take effect on the date designated by the Company.

Article 1 (Reports, Complaints, and Intake Channels)

The Company may provide reporting and support channels for harassment, spam, copied predictions, falsified results, impersonation, prohibited content, suspicious solicitation, payment complaints, and similar issues relating to the Service.

Users should use the designated report or support channels rather than public accusation campaigns when seeking Company review of suspected misconduct.

General complaints or support requests may be sent to support@kaizentip.com unless the Service designates another channel.

Article 2 (Investigations and Evidence)

When reviewing a complaint or possible violation, the Company may consider reports, internal logs, content history, timing data, account linkage signals, payment information, moderation history, or any other information reasonably relevant to the issue.

The Company may request clarification or supporting information from the affected user, but is not obligated to do so in every case before taking protective action.

The Company may preserve evidence and records for investigation, legal compliance, abuse prevention, or appeal review purposes.

Article 3 (Enforcement Options)

The Company may issue warnings, require edits, apply labels, reduce visibility, disable discovery surfaces, limit messaging, restrict profile functions, suspend subscriptions, suspend monetization, hold payouts, suspend accounts, or permanently ban accounts where reasonably necessary to enforce these Terms or protect users and the Service.

The Company may apply different enforcement levels depending on severity, repetition, credibility of complaints, legal or payment risk, urgency, and operational feasibility.

The Company is not required to use progressive discipline in every case and may take immediate stronger action where serious risk is reasonably perceived.

Article 4 (Appeals and Review Requests)

The Company may allow appeals or review requests for permanent bans, long suspensions, payout holds, or subscription suspensions.

The Company is not required to provide a separate appeal process for every low-level label, minor visibility reduction, or other limited operational adjustment.

An appeal or review request does not guarantee restoration, reversal, or payment release, and the Company may decline repeated or abusive review requests.

Article 5 (Notice of Action and Level of Detail)

Where reasonably practicable, the Company may notify the affected user of significant enforcement action by in-app notice, dashboard notice, email, or another reasonable method.

The Company may provide only a high-level reason for action and is not required to disclose internal detection logic, confidential complainant information, sensitive evidence, security methods, or anti-abuse thresholds.

Article 6 (Effect on Accounts, Subscriptions, and Tipster Status)

Enforcement taken under these Terms may affect one or more Profiles, the underlying Auth Account, subscriptions, payout access, ranking visibility, premium features, or other related Service functions where reasonably necessary to make the action effective or protect users.

A violation in one area of the Service may justify restrictions in another area where the Company reasonably determines that the risks are connected.

Article 7 (Legal Disclosures, Operator Information, Effective Date, and Archived Versions)

Operator information, complaint contact information, and related legal disclosures for these Terms are currently published at https://www.kaizentip.com/legal/terms#part-10-enforcement-ip-and-complaints.

Business information, service timing, and other commercial disclosures are currently available at https://www.kaizentip.com/legal/terms#part-10-enforcement-ip-and-complaints.

The Company may maintain prior versions or archived versions of these Terms for reference, recordkeeping, or compliance purposes.

These Terms take effect on the date designated by the Company.